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Travel Protect

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S.C. holiday travel could rise by 12%


Holiday travel in South Carolina for this July 4th holiday weekend is expected to increase 12 percent - due in part to steady gas prices.
I believe I have been victim of fraud. How can I protect myself from further identity or credit damage?

A friend referred me to a travel agency for a good deal on round trip to the caribean. I purchased a round trip for about $100 less that online cheapest offer. However, the suspicious thing is I paid with check because they didn't take credit cards. The agent cashed the check almost immediately because by the time I called my bank to cancel the check the money was out. Continental Airlines (website and over the phone) told me that the confirmation # I got from the travel agent was invalid. The travel agent seems to be long gone. She is not answering the phone.
She has my Driver license info. What can I do to protect myself from further damage?

Please, please help.
I didn't give the Social security #
My friend wasn't part of the scam

First of all, file a police report right away. This will help document the crime and help any recovery efforts later on.

Close your checking account and report to your bank that you're a fraud victim. She has your account number and can initiate electronic withdrawals from your account. Don't waste time with freezes or alerts on your account. The lag time on those may allow her to take out more money or it might inconvenience you when you try to use your account. Close it right away and get a new account number.

Call the three credit bureaus, Experian, Equifax, and TransUnion. Tell them that someone has your personal info and ask them to place alerts on your file. The alert means that these credit agencies have to call you to confirm anytime someone tries to apply for credit with your info. This will help prevent more potential fraud.

Go to the DMV with the police report and tell them what happened. Some states will put an alert on your file and some states may even let you have a new number.

And most of all...be diligent! Monitor your bank account daily if possible and monitor your credit reports once a year. Call your bank and creditors right away if something doesn't look right!

world travel adapter with phone jack protect(AMP153J)

International Travel Insurance

For those who travel overseas for extended periods of time, or for non-US citizens who spend time in the US, it's important consider what type of health insurance is needed prior to travelling. Despite what many people believe, if you are traveling for at least six months at a time, you may not be covered by the same health insurance you have in your home country while travelling abroad.

Travelers should consider purchasing an international travel insurance plan before leaving home, whether they are traveling for business or for pleasure. No matter where you travel, by protecting yourself and your family with international insurance, you can feel confident that you and your family will receive affordable, high-quality medical care.

Short term travel insurance plans typically only offer coverage for emergency care, while long term international travel health insurance also includes coverage for preventative care after a waiting period. With a long term plan, you can enjoy low-cost physician visits and reliable coverage for health screenings and medical care.

International travel health insurance plans, like those offered by Global Citizen, offer a wide range of coverage options, including varying deductible amounts that depend on what option you select ($0 deductible for Elite customers and up to $25,000 for the lower-tier plans). When you are planning an extended overseas stay, it's important to have the flexibility to select a deductible that works for you.

For those who plan on returning to their home country for short visits during their stay abroad, international travel insurance for long term trips often includes coverage for care in the US and outside of the US. With this kind of coverage, travelers can go back and forth seamlessly without any gaps in coverage.

International travel health insurance covers not only routine care, but also offers coverage for surgery, inpatient care, physical therapy and prescriptions. By having insurance that covers your medical needs outside of your home country, you can reduce your overall medical bills and save money during your trip.

While living abroad, it's easy to protect your family with the affordable rates and numerous deductible options that overseas health insurance plans offer. You don't have to worry when travelling between your home country and your overseas home since you will be protected during your entire stay.

Be sure to consider the importance of purchasing a worldwide health insurance plan for you and your family when preparing for an extended stay in another country. No matter where you travel, protect yourself and stay healthy with affordable health insurance that allows to feel confident that your needs will be covered.

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